Student Life

Student Life in Canada: What to Expect

9 min read · Dec 28, 2025

From campus culture to healthcare, winter survival to making friends — everything you need to know about living as a student in Canada.


Welcome to Canada: Your Complete Student Life Guide

Moving to Canada for university is about so much more than academics. You're entering a new culture, climate, and community. This guide covers everything you need to know about daily life as a student in Canada—from surviving your first winter to building friendships that last a lifetime.

What Makes Canadian Student Life Unique

Canada consistently ranks as one of the best countries in the world for quality of life, and Canadian universities offer a distinct experience:

  • **Multicultural environment:** 30% of students at major universities are international
  • **Safety:** Among the world's safest countries
  • **Work opportunities:** Legal work rights built into study permits
  • **Path to residency:** Clear immigration pathways after graduation
  • **Four seasons:** Yes, winter is real, but so are glorious summers

Arriving and Settling In

Your First Week Checklist

Before Classes Start:

Get your student ID card: Your key to discounts, libraries, and building access

Activate your student email: All official communication goes here

Open a Canadian bank account: Most major banks offer free student accounts

  • Recommended: Scotiabank, TD, BMO, CIBC, or online banks like Tangerine

Get a Canadian phone number: Freedom Mobile, Public Mobile, and Chatr have affordable plans

  • Typical student plan: $35-50/month for unlimited talk/text and data

Apply for a Social Insurance Number (SIN): Required for any paid work

  • Apply at Service Canada or online

Register for provincial health insurance: Rules vary by province

  • Ontario: UHIP or OHIP (after 3-month wait for some)
  • BC: MSP (mandatory, ~$75/month)
  • Quebec: Must arrange private insurance
  • Most universities have health plans included in fees

Attend orientation: Seriously—it's how you'll meet your first friends

Finding Your Way Around Campus

Canadian university campuses are self-contained communities. Most have:

  • Multiple libraries (24-hour access during exams)
  • Fitness facilities (often included in tuition fees)
  • Student union buildings with food courts, services, and social spaces
  • Health clinics and counseling services
  • Career services and academic advising

Pro Tip: Download your university's campus app. Most have wayfinding, shuttle schedules, and event listings.

The Canadian Academic Experience

What's Different from Back Home

Class Participation Matters:

Canadian professors expect participation. Speaking up in class is normal—even expected—and often counts toward your grade.

Academic Integrity is Sacred:

Plagiarism and cheating have severe consequences. Universities use software like Turnitin and take violations seriously—including expulsion.

Office Hours Are Valuable:

Professors hold weekly office hours specifically to meet with students. Use them—it's a resource unique to university life.

Group Work is Common:

Many courses include team projects. Canadian students typically work collaboratively and expect equal contribution.

Grading Systems

Most Canadian universities use either percentage grades or letter grades:

LetterPercentageGPA (4.0 scale)
A+90-100%4.0
A85-89%4.0
A-80-84%3.7
B+77-79%3.3
B73-76%3.0
B-70-72%2.7
C+67-69%2.3
C63-66%2.0
C-60-62%1.7
D50-59%1.0
FBelow 50%0.0

Note: Scales vary by university—check your institution's specific policies.

Study Tips for Success

  • **Start assignments early:** Cramming is less effective in Canada's continuous assessment model
  • **Use the writing centre:** Free help with essays and papers
  • **Form study groups:** Peer learning is effective and social
  • **Visit the library:** Librarians can help with research and resources
  • **Don't skip classes:** Attendance often affects grades indirectly

Canadian Weather: Yes, It's Cold

What to Expect

Winter (December-February):

  • Temperature: -5°C to -35°C depending on location
  • Daylight: As little as 8 hours
  • Snow: Guaranteed in most of Canada

Spring (March-May):

  • Temperature: 5°C to 20°C
  • Muddy and rainy, but hopeful

Summer (June-August):

  • Temperature: 20°C to 35°C
  • Long days (up to 16+ hours of daylight)
  • Perfect for outdoor activities

Fall (September-November):

  • Temperature: 5°C to 20°C
  • Beautiful foliage, especially in Eastern Canada

Winter Survival Guide

Essential Gear:

  • Warm winter coat (rated to at least -20°C)
  • Waterproof winter boots with good traction
  • Thermal underwear/base layers
  • Insulated gloves or mittens
  • Warm hat (tuque in Canadian)
  • Scarf or neck warmer

Where to Buy:

  • Mark's (Canadian Tire's clothing store)
  • Winners/Marshalls (discounted brand names)
  • Uniqlo (excellent, affordable base layers)
  • Canada Goose or North Face (premium but worth it)

Budget Option: Check Facebook Marketplace or thrift stores in September before demand peaks.

Walking in Ice:

  • Take short, shuffling steps
  • Keep your centre of gravity low
  • Wear boots with rubber soles
  • Watch for black ice (invisible)

Indoor Culture

Canadians adapt to winter by creating cozy indoor spaces. Student life continues year-round:

  • Campus activities move indoors
  • Underground tunnels connect many campus buildings
  • Coffee shops become social hubs
  • Movie nights and game nights are popular

Winter Depression is Real:

Reduced daylight can cause Seasonal Affective Disorder (SAD). Combat it with:

  • Light therapy lamps
  • Regular exercise
  • Vitamin D supplements
  • Maintaining social connections

Making Friends and Building Community

Breaking the Ice (Pun Intended)

During Orientation:

  • Join orientation groups—everyone is looking for friends
  • Don't skip icebreaker activities (yes, they're awkward, but they work)
  • Exchange Instagram/contact info freely

In Residence:

  • Keep your door open when you're home
  • Join floor activities
  • Be a good neighbour (quiet hours, cleanliness)

In Class:

  • Sit near the same people
  • Form study groups
  • Connect on group project platforms before asking to be friends

Student Clubs and Organizations

Every Canadian university has hundreds of clubs:

  • **Cultural associations:** Connect with students from your home country
  • **Academic clubs:** Networking in your field
  • **Sports clubs:** From varsity to intramural to recreational
  • **Special interest:** Gaming, photography, debate, music
  • **Volunteer organizations:** Give back while building community

How to Find Clubs:

  • Clubs fairs (usually during orientation week)
  • Student union websites
  • Posters around campus
  • Ask upper-year students

Canadian Social Norms

Things That Might Surprise You:

  • "Sorry" is said constantly—even when it's not your fault
  • Small talk about weather is genuinely expected
  • Personal space is valued—about arm's length
  • Punctuality is expected—arrive on time or early
  • Tipping is standard (15-20% at restaurants)

Making Canadian Friends:

  • Canadians can be reserved initially—persistence pays off
  • Shared activities (sports, clubs, study groups) build friendships faster than just hanging out
  • "Let's grab coffee" is a common, casual way to deepen friendships
  • Canadians value authenticity—be yourself

Health and Wellness

Healthcare System

Provincial Health Insurance:

International students' coverage varies by province:

ProvinceCoverageNotes
AlbertaMSI (free after 3 months)Best coverage for international students
BCMSP (~$75/month)Mandatory enrollment
OntarioUHIP (paid) or OHIP (limited)Check your university's requirements
QuebecMust purchase privateRAMQ doesn't cover international students

University Health Plans:

Most universities include supplemental health insurance in your fees, covering:

  • Prescription drugs
  • Dental care
  • Vision care
  • Mental health services

Staying Healthy

On-Campus Resources:

  • Health clinics (usually free)
  • Counseling services (free and confidential)
  • Wellness workshops
  • Peer support programs

Building Healthy Habits:

  • Use campus gyms (included in fees)
  • Join intramural sports (low commitment, fun)
  • Walk or bike to class when possible
  • Don't underestimate sleep

Mental Health

Adjusting to a new country while managing academics is challenging. Canadian universities invest heavily in mental health support:

  • **Counseling services:** Free, confidential sessions
  • **Crisis lines:** 24/7 support available
  • **Peer support:** Trained student volunteers
  • **Wellness dogs:** Yes, many campuses have therapy dogs

If You're Struggling:

  • It's normal to feel homesick or overwhelmed
  • Reach out early—don't wait until crisis
  • Talk to residence advisors, professors, or counselors
  • Connect with your cultural community

Food and Dining

Campus Dining

Meal Plans:

Most first-year students living in residence are required to purchase meal plans. These typically include:

  • Unlimited access to dining halls
  • Flex dollars for cafes and restaurants
  • Varying levels (adjust based on your eating habits)

Off-Campus Students:

  • Cooking at home is significantly cheaper
  • Campus food courts offer variety but add up
  • Pack lunches to save money

Grocery Shopping

Budget Supermarkets:

  • No Frills, Food Basics (Ontario)
  • Maxi, Super C (Quebec)
  • Real Canadian Superstore (nationwide)

Ethnic Grocery Stores:

  • Often cheaper for produce and staples
  • T&T (Asian), Adonis (Middle Eastern), various local options

Student Tips:

  • Check weekly flyers (Flipp app is useful)
  • Buy store brands
  • Shop at farmers' markets (seasonal)
  • PC Optimum and other points programs add up

Canadian Food Culture

Things to Try:

  • Poutine (fries, cheese curds, gravy)
  • Butter tarts
  • Montreal bagels and smoked meat
  • Nanaimo bars
  • Tim Hortons (a cultural institution)

Dining Customs:

  • Tipping 15-20% is expected at sit-down restaurants
  • Split bills are normal and not awkward
  • BYOB is uncommon—most restaurants require buying drinks

Getting Around

Public Transit

Most Canadian cities have decent public transit, and universities negotiate student discounts:

  • **U-Pass (Vancouver, Calgary, other cities):** Mandatory, deeply discounted
  • **Student monthly passes:** Typically 20-40% off adult rates
  • **GRT, TTC, STM, etc.:** Different cities, different systems

Cycling

Biking is popular, especially in:

  • Vancouver (mild winters, bike lanes)
  • Montreal (BIXI bike share, excellent infrastructure)
  • Ottawa (connected pathways)
  • Victoria (most bikeable city in Canada)

Winter Cycling: Possible but requires studded tires and courage

Walking

Canadian campuses are generally walkable. In winter:

  • Sidewalks are plowed (eventually)
  • Underground tunnels exist at many universities
  • Budget extra time for icy conditions

Driving

Most students don't need cars. If you do:

  • Insurance is expensive for young drivers ($200-400/month)
  • Parking is limited and costly on campus
  • Car-sharing services (Communauto, Zipcar) are alternatives

Budgeting and Working

Part-Time Work

International students can work:

  • On-campus: No hour limit, no work permit needed
  • Off-campus: Up to 24 hours/week during classes (as of 2024 regulations)
  • Full-time during scheduled breaks

Common Student Jobs:

  • Campus jobs (library, food services, recreation)
  • Retail
  • Food service
  • Tutoring
  • Research assistantships

Typical Earnings:

  • Minimum wage: $15-17.40/hour (varies by province)
  • Part-time work can cover food and entertainment, not usually rent

Budgeting Basics

Track Your Spending:

Apps like Mint, YNAB, or simple spreadsheets help.

Common Mistakes:

  • Underestimating small purchases (coffee adds up)
  • Not budgeting for textbooks
  • Impulse buying during sales
  • Not using student discounts

Student Discounts:

  • SPC Card ($10/year for 10-25% at many retailers)
  • Student ID often gets you 10-15% off
  • UNiDAYS and Student Beans for online discounts

Final Thoughts

Student life in Canada is an adventure. You'll face challenges—homesickness, winter blues, academic pressure—but you'll also discover a welcoming, multicultural society that values education, diversity, and quality of life.

Remember:

  • Say yes to new experiences
  • Build your community intentionally
  • Take care of your physical and mental health
  • Embrace the cold (with proper gear)
  • You belong here

Canada isn't just where you'll get your degree—it may become your home. Welcome, and good luck with your Canadian journey!

Our Network